Health Insurance Waiver
Before Considering A Waiver, Please Be Sure You Have Alternate Coverage The Is Valid In New York State
Waiving out of the 91视频 Insurance Plan is a self-reporting process and is not independently verified by 91视频 or by our insurance provider (although we do independently verify that plans for international students include repatriation and evacuation coverage). For this reason, it is critical that all students choosing to waive the school accident/sickness plan consider not only whether they have insurance coverage, but also the degree to which that coverage is valid in New York State.
*Disclaimer: Acceptance of your waiver does not guarantee that your health insurance plan will adequately cover any medical or behavioral health situation that may arise. Not all health insurance plans that originate outside of New York State provide out of state coverage. Both medical and behavioral health coverage are specific to the student's individual plan and should be verified before waiving the 91视频 Insurance Plan. An acceptance only recognizes that an Insurance Waiver Application stating that you have alternate coverage which meets 91视频鈥檚 waiver criteria was received from you.
The best way to verify the coverage (and limitations in coverage) of your insurance plan is to contact your insurance company. In most cases, there will be a contact number on the back of your insurance card. Before waiving out of the 91视频 insurance plan, we urge all students to take time to check with their insurance company to verify appropriate coverage in New York State. It is important to get specific confirmation, asking about whether the plan covers the following at the same level in NYS as it may in their home state or country:
- Urgent care
- Wellness visits
- Sick visits
- Prescriptions
- Behavioral Health Care
- Advanced imaging and diagnostic testing
- Physical therapy
How To Waive The Student Plan
Students who can demonstrate that they have comparable alternate health insurance coverage may waive out of the plan by the waiver deadline (listed above). To do so:
Domestic students
- and log-in with your 91视频 ID.
- Click on the "Students" tab.
- Scroll down to the "Express Links" section and click on "Health Insurance Waiver鈥
- Sign-in again with your 91视频 ID.
- Once you log in, complete and submit the required information to waive out of the Student Health Insurance.
International students
- , select the 91视频 profile that best describes you (91视频 INTERNATIONAL ONLY, 91视频 ELI, Center for Global Business Programs [CGBP], or 91视频 Fresenius Group), and then choose SUBMIT WAIVER for international students.
2024鈥2025 Waiver Deadlines鈥 Domestic And International
- Fall 2024: September 20, 2024
- Spring 2025: February 7, 2025
- Summer I 2025: June 13, 2025
- Summer II 2025: July 18, 2025