91ÊÓƵ

91ÊÓƵ mandates that students going abroad for a semester, academic year, or summer program purchase a 91ÊÓƵ-arranged international travel insurance plan to cover them for the duration of their study abroad program. The cost of coverage is added to their 91ÊÓƵ student account in accordance with the *duration of coverage.

• 91ÊÓƵ has selected a uniform policy through Chubb that's specifically designed for students abroad, which provides adequate levels of insurance for students worldwide as well as emergency assistance.
• The policy provides emergency medical coverage, remote mental health counseling services, security and emergency medical evacuation, lost or delayed luggage, and more.
• Here is a full description of the International Travel Insurance policy (PDF), which outlines coverage and provides instructions on how to access the AXA 24/7 Travel Assistance portal and download the mobile app. Here is a quick snapshot of the benefits (PDF).
• *The coverage period is determined by 91ÊÓƵ and includes the dates of the program abroad (from the first day of orientation abroad through the last day of exams at the host institution). The dates of coverage are indicated on the students' insurance "Travel Certification", which is issued by the insurance carrier (Chubb).
• Once you’re enrolled by 91ÊÓƵ in the coverage plan, you’ll receive an email 2-3 weeks prior to departure, from enrollment@visit-aci.com - with your insurance ID card, dates of coverage, and summary of insurance coverage for your program abroad.
• This international travel insurance is only valid while students are outside their home country (for U.S. residents, this means no coverage in the USA). The policy terminates upon return to the USA. If a student returns to the USA during the study abroad program, this insurance coverage will not apply during that period. For 91ÊÓƵ's international students who study abroad, insurance coverage is valid until the student returns to their home country or the USA. (See *coverage period validity information above.)
• Once abroad, students should call the AXA 24/7 Travel Assistance Services number at +1 (855) 327-1425 before seeking medical assistance, because AXA will help locate a qualified health care provider, make appointments, and pay for services abroad - making it a cashless process for students (rather than seeking reimbursement after the fact).
• Note: Although some students may participate on a study abroad program in a country that mandates that the student purchase an in-country national plan, such plans do not cover students when traveling to other countries and do not include important features such as emergency evacuation. Some of 91ÊÓƵ's partner programs abroad may require additional insurance policies purchased by the student.

Under this 91ÊÓƵ-provided Chubb international emergency insurance, the cost of COVID testing is only covered if ordered by a doctor as part of treatment for someone experiencing symptoms. It does not include any costs associated with quarantine due to COVID-19. No insurance will cover the threat of COVID to trigger evacuation, cancellation, or trip interruption benefits. As such, we recommend the students purchase insurance for any prepaid, non-refundable trip costs (e.g. study abroad program fees, airfare, quarantine expenses for forced quarantine due to positive COVID test). Read more about what is and isn't covered related to COVID-19 (PDF)

Students participating on 91ÊÓƵ Faculty-Led Programs will have international travel insurance included in the relevant Program Fee for the duration of the program abroad.